Compare Funeral Plans

Is it the right choice for me?

If you’re the kind of person who prefers to be in control, then a pre-paid plan could be the right choice for you. You can choose the kind of funeral you want and pay up-front or monthly, safe in the knowledge that your family won’t have anything to arrange or pay for.

So why should you choose a pre-paid plan for your funeral?

• Puts you in control of your plans
• Saves you money if the cost of your funeral rises in the future
• Protects your family from unforeseen costs
• A pre-paid plan is excluded from inheritance tax unlike saving

Funeral plans explained

All plans include the services of a funeral director who will help you to arrange the funeral and take care of transport. The more expensive the plan, the more services the funeral director will provide. On a standard plan, you’ll pay for a simple coffin and a hearse. The more expensive plans will also include transport for the mourners.

Standard plan
– Standard coffin and hearse
– Restrictions on time and date of funeral

Top-level plan
– Wider choice of coffins
– Transport for mourners
– Flexibility in time and date of funeral

What’s included in my funeral plan?

Using our smart comparison software, you can pick the plan and provider you want to get the level of cover you want. You’ll never pay for cover you don’t need and you’ll be safe in the knowledge that your funeral is all paid for, just the way you planned it.

Most policies will contribute towards:

– A coffin
– A hearse and limousines for mourners
– Thank you cards
– Bereavement counselling
– Burial or cremation costs

Most policies don’t include:

– Headstone and burial plot
– Organist and choir
– Catering
– Flowers
– Doctor’s fees

Third party costs such as doctor’s fees and a celebrant or minister for the service are called disbursements. These can be covered by an allowance that rises in line with inflation or a guarantee that covers these extra costs. Compare with us and we’ll find you a plan that gives you the best deal on the cremation or burial you’ve planned.

Will life insurance cover my funeral?

Your family could use money from your life insurance to cover your funeral costs. But with the average price of a funeral rising rapidly and depending on your life insurance cover, they may not be able to cover all the costs. However, you could choose to combine life insurance and funeral cover in the same policy which would pay out a fixed sum to cover your funeral arrangements.